Living in the present can make financial sense.
Consider the following scenario: you want to purchase a service that will cost you $10 per month (for example, Apple Music or Google Music) and you plan to use it for 5 years.
If you are living in the moment, right now, the cost of the service is $10. That's about it.
But if you are a person who is thinking about the future a lot, you will realize the service will cost you 5 years x 12 months x $10 = $600.
Making a simple calculation, living in the present will bring you a quick profit of $590.
Enjoying the present moment is good for you!